Home Equity

Since the Day you Signed the Papers, Your House has Become More Than Just a Roof Over Your Head

Lots of hard work and money have gone into making it your home. Take advantage of the Home Equity you have been building with our variable rate Home Equity Line of Credit (HELOC). Please contact us for rates and terms.

  • Rates tied to prime

  • Credit lines up to $100,000.00

  • Use funds for a variety of purposes: debt consolidation, home repair, vehicle purchases

  • Rate changes January 1, July 1 and at time of advance

Any member with a Home Equity Line of Credit (HELOC) with VITAL FCU is required to maintain insurance on their home and provide proof of this insurance showing the credit union’s name as the mortgagee.

Subject to credit approval.

Terms and conditions apply. Contact us for full details. Subject to stop at any time.