Savings Accounts
Experience the Credit Union Difference with a Savings Account at VITAL FCU
We have a variety of Savings Account options available to help you reach your financial goals, and we’re located right here in Spartanburg, South Carolina. Whether those goals include saving for a down payment on a home, investing for retirement, or preparing for a child’s education, we’re here to help with just the right options.
Refer to our Rate Schedule for current rates. The Board of Directors sets the dividend rate each quarter. Dividends are paid quarterly and are calculated on an average daily balance.
Primary Savings Accounts
Your membership at VITAL FCU begins with just a $5.00 opening balance and a $1.00 membership fee. Plus, when you open an account with Vital FCU, not only do you become a member, but you also become a part-owner of the credit union.
Primary Savings Account Overview
Two complimentary withdrawals per month, $5.00 fee for every subsequent withdrawal
Dividends paid on a balance of $500.00 or more
No monthly service charges
Christmas Club Savings Accounts
Save for the holidays all year long with our Christmas Club Account. Never stress over high-interest credit card bills after the holidays again.
Christmas Club Savings Account Overview
No minimum opening balance
No last-minute Christmas funds stress!
Kid’s Savings
It’s never too early to start saving for your child’s future! Opening your child a Kid’s Savings Account starts them on their path to financial success.
Kid’s Savings Account Overview
Parent or legal guardian must be co-owner on the account and must be a current member of Vital FCU
Must have child’s social security card in order to open the account.