Visa Debit Card

Young woman at an ATM using her debit card

With a Vital FCU checking account members receive a Visa debit card which offers convenient cash withdrawal and payment options:

  • Debit card is free with any checking account
  • Set up automatic payments
  • No finance charges
  • Track purchases online, on our mobile app, or through statements
  • Cash withdrawals from thousands of ATMs
  • Make purchases faster than using a check and safer than carrying cash
  • Make payments by phone or online

Activate your Visa debit card or change your PIN by calling 1-866-985-2273

If your Visa debit card is lost or stolen please call the following toll-free number immediately to report your card missing:

Blocked States:

New York – PIN only transactions allowed
Colorado – PIN only transactions allowed
New Jersey – PIN only transactions allowed

North Carolina – all ATM transactions blocked

PIN only Vendors:

These stores and vendors are not blocked but only PIN transactions are allowed:

    • Murphy Gas
    • Food Lion
    • Kroger
    • Home Depot
    • Lowe’s
    • Belk
    • Bi-Lo

Walmart and Walmart Supercenter outside North and South Carolina are blocked for all transactions.

Gas PUMPS in Florida. You can use your card INSIDE the gas station, just not at the pump.

Postal Services outside of North and South Carolina are blocked for all transactions

Discover more of what your Vital Federal Credit Union has to offer!


If you are planning to travel, please let us know ahead of time. Learn More