Visa Debit Card

With a Vital FCU checking account members receive a Visa debit card which offers convenient cash withdrawal and payment options:

  • Debit card is free with any checking account
  • Set up automatic payments
  • No finance charges
  • Track purchases online, on our mobile app, or through statements
  • Cash withdrawals from thousands of ATMs
  • Make purchases faster than using a check and safer than carrying cash
  • Make payments by phone or online

Activate your Visa debit card or change your PIN by calling 1-866-985-2273

If your Visa debit card is lost or stolen please call the following toll-free number immediately to report your card missing:

Blocked States:

    Florida – all transactions
    Ohio – all transactions
    Texas – all transactions

    New York – PIN only transactions allowed
    Colorado – PIN only transactions allowed

    North Carolina – all ATM transactions blocked

PIN only Vendors:

These stores and vendors are not blocked but only PIN transactions are allowed.

  • Walmart
  • Walmart Super Center
  • Murphy gas
  • Food Lion
  • Kroger
  • Home Depot
  • Lowe’s
  • Belk
  • Bi-Lo
  • Postal Services outside of North and South Carolina are blocked for all transactions

Discover more of what your Vital Federal Credit Union has to offer!


Member Benefits

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Great Rates

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Mobile Banking

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Home Equity Loans


Attention: Due to excessive fraud Florida and Ohio have been blocked for Visa debit card transactions. Please contact either branch for further details. Learn more