Visa Debit Card

Woman using an ATM With a Vital FCU checking account members receive a Visa debit card which offers convenient cash withdrawal and payment options:

  • Debit card is free with any checking account
  • Set up automatic payments
  • No finance charges
  • Track purchases online, on our mobile app, or through statements
  • Cash withdrawals from thousands of ATMs
  • Make purchases faster than using a check and safer than carrying cash
  • Make payments by phone or online

Activate your Visa debit card or change your PIN by calling 1-866-985-2273

If your Visa debit card is lost or stolen please call the following toll-free number immediately to report your card missing:
1-800-523-4175

Blocked States:

Florida – all transactions
Ohio – all transactions
Texas – all transactions

New York – PIN only transactions allowed
Colorado – PIN only transactions allowed

North Carolina – all ATM transactions blocked

PIN only Vendors:

These stores and vendors are not blocked but only PIN transactions are allowed.

    • Walmart
    • Walmart Super Center
    • Murphy gas
    • Food Lion
    • Kroger
    • Home Depot
    • Lowe’s
    • Belk
    • Bi-Lo

Postal Services outside of North and South Carolina are blocked for all transactions

Discover more of what your Vital Federal Credit Union has to offer!

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Member Benefits

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Due to system upgrades, you may experience intermittent down times over the next few weeks. We appreciate your patience in this matter. Florida and Ohio have been blocked for Visa debit card transactions due to fraud. Learn more