Visa Debit Card

With a Vital FCU checking account members receive a Visa debit card which offers convenient cash withdrawal and payment options:

  • Debit card is free with any checking account
  • Set up automatic payments
  • No finance charges
  • Track purchases online, on our mobile app, or through statements
  • Cash withdrawals from thousands of ATMs
  • Make purchases faster than using a check and safer than carrying cash
  • Make payments by phone or online

Activate your Visa debit card or change your PIN by calling 1-866-985-2273

If your Visa debit card is lost or stolen please call the following toll-free number immediately to report your card missing:
1-800-523-4175

Blocked States:

    California- all transactions
    New York- PIN only transactions
    Florida- all transactions
    Ohio- all transactions
    Colorado- PIN only transactions
    Texas- all transactions
    North Carolina- all ATM transactions

Blocked Vendors:
*All blocked vendors are outside of South Carolina and North Carolina*
*These stores and vendors in North and South Carolina are not blocked but only PIN transactions are allowed.*

  • Walmart
  • Walmart Super Center
  • Murphy gas
  • Food Lion
  • Kroger
  • Home Depot
  • Lowe’s (PIN only transactions outside of South Carolina)
  • Belk department stores must be PIN transactions everywhere including North Carolina and South Carolina
  • Bilo stores must be PIN transactions everywhere including North Carolina and South Carolina

Discover more of what your Vital Federal Credit Union has to offer!

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Member Benefits

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Great Rates

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Mobile Banking

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Home Equity Loans

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Attention: Due to excessive fraud California, Florida, and Ohio have been blocked for Visa debit card transactions. Please contact either branch for further details. Learn more