Fee Schedule

Fee Schedule
 ~ Effective  November 15, 2016
Share Account Fees
Regular Savings Excessive Withdrawal $5.00 per transaction after two per month
Regular Savings Certified Check $3.00 per check, if balance is over $100.00 the first check is free
Regular Savings Third Party NSF $20.00 per check
Regular Savings Overdraft ATM** $25.00 per overdraft
Share Draft Account Fees
Interim Statement $2.00 per copy
Draft Copy $2.00 per copy
Overdraft Privilege** $25.00 per transaction
NSF $25.00 per item
Stop Payment $10.00 per request
Fresh Start Checking                                             $15.00 per month
Re-Open Account (within one year) $15.00 for Basic/Elite Checking, $30.00 for Fresh Start Checking
Other Service Fees (applicable to all accounts)
Account Reconciliation $25.00 per hour
Statement Copy $2.00 per copy
Deposited Item Return $20.00 per item
Debit Card Replacement Fee/ Debit Card Rush Delivery Fee $20.00/ $50.00
Certified Check $3.00 per check
Return Address $2.00
Electronic Funds Transfer Fees
Nonproprietary ATM Withdrawal/Transfer/Inquiry $1.75
NSF Via ATM** $25.00
NSF Via ACH $25.00
Return ACH Origination Fee $20.00
Dormant Account Fees
$5.00 per month per account after two years with no activity.
Wire Transfer Fees  
National (Outgoing) $15.00
Wire Transfer (Incoming)
$5.00 per transfer
Miscellaneous Fees
Cash Check $10.00
IRA Annual Maintenance Fee $30.00
Safety Deposit Boxes
     3×5 $20.00/Year
     3×10 $25.00/Year
     5×10 $30.00/Year
     10×10 $40.00/Year
Share Value/Membership Fee
Pare Value of One Share $5.00
Membership $1.00

**We Do Not authorize and pay overdrafts for the following types of transaction unless you ask us to:  ATM transactions or everyday debit card transactions.  We Do authorize and pay overdrafts via checks or ACH made using your checking account number. If we do not authorize and pay an overdraft, your transaction will be declined.   Under our standard overdraft practices:  We will charge you a fee of $25 each time we pay an overdraft.  There is no limit on the total fees we can charge you for overdrawing your account.  The maximum we will authorize or pay is $500 including any fees.  You will have 30 days to repay the overdraft.


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