Personal Loans

VITAL FCU Personal Loans give you the flexibility on the terms of your loan. They are closed-end loans.

  • Minimum loan of $500, maximum of $15,000
  • Payments as low as $50 a month
  • Payments can be set up as payroll deductions

We offer low cost payment protection through credit life and disability insurance to members through Minnesota Life.*

    *This service is not federally insured by the NCUA and is not guaranteed by the Credit Union.
    Subject to Credit Approval
  • Apply Now (please note this loan application is for non-real estate loans only)
    Online Loan Application
  • Discover more of what your Vital Federal Credit Union has to offer!

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    Member Benefits

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    Great Rates

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    Mobile Banking

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    Home Equity Loans

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