Visa Credit Cards

Woman holding a Vital FCU credit card and shopping bagsOur VITAL Visa credit cards offer great low rates without all the “fine print”. We offer both our Classic and Platinum Visa credit cards with no annual fee, no cash advance fee, and no balance transfer fee. Our Visa cards are perfect for consolidating debt or paying off higher interest cards!

Classic Visa                    Platinum Visa
10.90% APR*                 6.99% APR*

Read the full DISCLOSURES.

*APR = Annual Percentage Rate. This credit union is federally insured by the National Credit Union Administration and is an Equal Housing Lender

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Online Application

If your Visa credit card is lost or stolen please call the following toll-free number immediately to report your card missing:

Pay your credit card online through eZCard! Log in here or through online banking.

Discover more of what your Vital Federal Credit Union has to offer!


Member Benefits

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Great Rates

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Mobile Banking

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Home Equity Loans


Due to system upgrades, you may experience intermittent down times over the next few weeks. We appreciate your patience in this matter. Florida and Ohio have been blocked for Visa debit card transactions due to fraud. Learn more