Archive News

Mobile Deposit Changes

Beginning July 1, 2018 you will need to change the way you endorse your checks for mobile deposit. Below is the official amendment to our remote deposit capture agreement. Please be sure to endorse your mobile deposit checks properly, or they will be rejected.

7. Endorsements and Procedures. You agree to restrictively endorse any item transmitted through the Services as “For mobile deposit to VITAL FCU only”, account #______” (write your account number in the blank) with your signature immediately below or as otherwise instructed by us. Failure to do so will result in rejection of the item. You agree to follow any and all other procedures and instructions for use of the Services as we may establish from time to time.

All other provisions of the Remote Deposit Capture Agreement remain unchanged and in full force and effect.

If you have any questions regarding these changes, please contact us at (864) 948-8200.

Member Verification

We are required by NCUA rules and regulations to perform member verification every two years. In order to complete our member verification process, we must change our return address on our statements and also the address in the memo of our statements.

Board of Directors Nominations 2018

Announcement from the Secretary of the Board of Directors. Vital Federal Credit Union will hold the 2018 Annual Meeting at 3:30 PM, Thursday March 22, 2018, in the Heart Center Auditorium, located at SRMC 358b, Serpentine Drive, Spartanburg, SC 29303.

Board of Directors Election 2018
Serving as a volunteer on your credit union board of directors is a great way to participate in the democracy that makes us different and unique from other financial institutions. A credit union director has a great deal of responsibility requiring serious candidates with the qualifications to serve effectively.

Board Nominees
Vital Federal Credit Union will hold the 2017 Annual Meeting at 3:30 PM, Thursday March 23, 2017, in the Heart Center Auditorium, located at SRMC 358b, Serpentine Drive, Spartanburg, SC 29303.
The Vital Federal Credit Union Nominating Committee recommended incumbent Larry Lloyd and Gene Kilcawley to be placed on the 2017 ballot for the Board of Directors.

Board of Directors Election 2017
Serving as a volunteer on your credit union board of directors is a great way to participate in the democracy that makes us different and unique from other financial institutions.

VITAL Federal Credit Union CEO Announces Retirement, Successor Named
In the culmination of a career spanning over four decades serving members in the credit union community, VITAL Federal Credit Union CEO, Pat West, has announced her retirement.

VFCU Mobile App Available
VFCU Mobile from Vital Federal Credit Union is a free mobile banking app for Apple and Android devices.

NOTICE: Worldwide Data Breach
To our knowledge, no financial information has been compromised, but 1.2 billion passwords have been compromised worldwide from more than 420,000 websites.
***Phishing Scam***
A pre-recorded phone call is going out saying cards have been deactivated and the member will need to key in the card number to activate it. THIS IS FRAUDULENT. it is a Phishing scam. Please hang up

Is a HELOC the Right Education Loan
While the first and best option is always to peruse scholarships, grants, and need-based aid – none of which require repayment –additional loans are often needed.

FRAUD ALERT – Text Scam
Fraudulent text messages are being sent to consumers in an effort to steal personally identifiable information!

Is Your Email Address Up To Date?
You may be missing important emails from your credit union

Your VITAL Debit Card Is In The Mail
When you activate your card, don’t forget to enter your new PIN.

Spartanburg Regional Federal Credit Union is now VITAL Federal Credit Union
“Throughout 2014, we’ll be celebrating the history of our credit union while also looking ahead to what is in store for the next 50 years.”

Discover more of what your Vital Federal Credit Union has to offer!