Certificates are a great way to invest money for a set period of time and receive higher yields in return. Thanks to your membership, VITAL FCU gives you even higher dividends on your investment.
- $500 minimum opening balance
- Terms from 12 to 36 months
- Competitive dividend rates
There is a penalty for early withdrawal. If the certificate has a maturity of 12 months or less and the withdrawal occurs less than 365 days from the date of purchase, there is a 30-day penalty. If the certificate has a 24 or 36 month term and the withdrawal occurs after 365 days from the date of purchase, there is a 90-day penalty.
Dividends are compounded quarterly and paid quarterly.