Account Benefits

VISA Debit Card
Using your VITAL VISA Debit Card, your purchases are automatically deducted from your checking account. Use your VITAL VISA Debit Card anywhere the VISA logo is displayed.

ATM Access
Your account is accessible through any ATM displaying the STAR, CIRRUS, or Co-Op logos. Each branch has an on-site ATM.

Internet Banking
Enjoy access to your accounts anytime with Internet Banking. It’s a quick and secure option to handle common transactions including balance transfers, loan payments and account monitoring.

VFCU Mobile App
A free mobile banking app for Apple and Android users that gives you access to your vital personal banking information and allows you to check balances, view transaction history, transfer funds, remote deposit and pay your credit union loans on the go! This mobile app is only available to our Online Banking participants.

Electronic Bill Pay
Streamline monthly bill paying! There’s no limit to how many bills you can pay each month; you control which bills are paid, the amount paid and the date the money will be deducted from your account.

MoneyDesktop
MoneyDesktop is an online money management tool integrated into online banking that empowers you to take control of your finances and simplify your life through budgeting, account aggregation, debt management, and bill pay reminders. These and other tools are available to you online and also through the MoneyMobile app.

CAT Telephone Teller
CAT provides a secure, direct line to your account information, including many types of inquiries and transactions. You’ll receive instant access using only a telephone, your account number and PIN.

Additional Services
Are there other ways VITAL FCU can make your life more convenient? Why yes, there are!
• Notary service
• Wire transfers

Discover more of what your Vital Federal Credit Union has to offer!

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Member Benefits

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Great Rates

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Mobile Banking

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Home Equity Loans

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Due to system upgrades, you may experience intermittent down times over the next few weeks. We appreciate your patience in this matter. Florida and Ohio have been blocked for Visa debit card transactions due to fraud. Learn more