Individual Retirement Accounts (IRAs) are a reliable way for you or your spouse to save for retirement, and membership in VITAL FCU gives you the advantages of higher returns.
- Traditional, ROTH, and Education IRAs available
- No administration fee
- Dividends paid quarterly
- IRAs insured separately up to at least $250,000 by the NCUA
- Annual fee applies
Refer to our Rate Schedule for current rates. Dividends are based on an average daily balance, and are compounded and paid quarterly.