Location & Hours

Branch Locations

1000 Asheville Highway place
Spartanburg, South Carolina 29303
Phone: 864-948-8200

1595 E. Main St place
Duncan, South Carolina 29334
Phone: 864-699-5940

Branch Hours:
Mon-Thurs 8:30a.m. – 5p.m.
Friday 8a.m.- 5p.m.

For your convenience, a coin counter machine is located in the lobby of both branches. Access your accounts through the 24/7 VITAL ATMs at either branch, or one of over 30,000 surcharge-free ATMs around the United States.

Outside Duncan branch location Outside Asheville Highway branch location

ATM Locations

Find a surcharge-free ATM near you!

1595 E. Main St place
Duncan, South Carolina 29334

1000 Asheville Hwy place
Spartanburg, SC 29303

Spartanburg Regional Outpatient Center Lobby place
853 N. Church St
Spartanburg, SC

Spartanburg Regional Healthcare System place
700 N Pine St
Spartanburg, SC 29303

Spartanburg Regional Healthcare System place
101 E. Wood St
Spartanburg, SC

Pelham Medical Center Lobby place
250 Westmoreland Rd
Greer, SC

Röchling Automotive USA LLP place
245 Parkway East
Duncan, SC


Holiday Hours

Both of our branch locations will be closed the following days:

New Years Day – January 1st, 2017
Martin Luther King, Jr Day – January 16th, 2017
President’s Day – February 20th, 2017
Memorial Day – May 29th, 2017
Independence Day – July 4th, 2017
Columbus Day – October 9th, 2017
Thanksgiving Day – November 23rd, 2017
Christmas Eve – Closing at 1:00 PM, Friday, December 22nd, 2017
Christmas Day – December 25th, 2017
New Years Eve – Closing at 1:00 PM, Friday, December 29th, 2017


Discover more of what your Vital Federal Credit Union has to offer!


Member Benefits

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Great Rates

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Mobile Banking

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Home Equity Loans


Due to excessive fraud Florida and Ohio have been blocked for Visa debit card transactions. Please contact either branch for further details. Learn more