Fee Schedule


Fee Schedule
 ~ Effective  November 15, 2017
Share Account Fees
Savings Excessive Withdrawal $5.00 per transaction after two per month
Savings NSF $25.00 per item
Christmas Club Withdrawal $5.00 per transaction (Waived between Oct 1 – Dec 31)
Share Draft Account Fees
Interim Statement $2.00 per copy
Draft Copy $2.00 per copy
Overdraft Privilege* $25.00 per transaction
NSF $25.00 per item
Stop Payment $10.00 per request
Fresh Start Checking                                             $15.00 per month
Re-Open Account (within one year) $15.00 for Basic/Elite Checking, $30.00 for Fresh Start Checking
IRA Account Fees
Withdrawal Fee**                                             $10.00 per withdrawal
Close account within 12 months of opening $50.00
Other Service Fees (applicable to all accounts)
Account Reconciliation $25.00 per hour
Statement Copy $2.00 per copy
Deposited Item Return $20.00 per item
Debit Card Replacement Fee/ Debit Card Rush Delivery Fee $20.00/ $50.00
Pull Debit Card Fee*** $15.00
Return Address $2.00
Certified Check $3.00 per check
Electronic Funds Transfer Fees
Nonproprietary ATM Withdrawal/Transfer/Inquiry $1.75
NSF Via ATM & ACH* $25.00
Return ACH Origination $20.00
Wire Transfer Fees  
National (Outgoing) $15.00
Wire Transfer (Incoming)
$5.00 per transfer
Miscellaneous Fees
Cash Check $10.00
Dormant Account $5.00 per month after 2 years w/ no activity (charged quarterly)
Business Accounts**** $25.o0 per month
Safety Deposit Boxes
     3×5 $20.00 per year
     3×10 $25.00 per year
     5×10 $30.00 per year
     10×10 $40.00 per year
Share Value/Membership Fee
Pare Value of One Share $5.00
Membership $1.00

* We Do Not authorize and pay overdrafts for the following types of transaction unless you ask us to:  ATM transactions or everyday debit card transactions.  We Do authorize and pay overdrafts via checks or ACH made using your checking account number. If we do not authorize and pay an overdraft, your transaction will be declined.   Under our standard overdraft practices:  We will charge you a fee of $25 each time we pay an overdraft.  There is no limit on the total fees we can charge you for overdrawing your account.  The maximum we will authorize or pay is $500 including any fees.  You will have 30 days to repay the overdraft.
** IRA withdrawal fee does not apply to required IRA distributions.
*** Pull fee only applies if member requests to have debit card sent to a branch location instead on address on file.
**** Business account fees only apply to existing business accounts. At this time, we do not offer business accounts.

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